Thanks-Using Ms Word was SimpleFix
I do have Word so I asserted the properties for title and author there-I did not know that anything other that Word used them. I saw some other suggestions for size of page & font size(16-18) and tried to use them where they did not cause line breaks and CR problem. Still need to understand how best to format books for the reader. I'm now using RTF file type for all my books loaded on reader. I convert to it.
... thanks to you all, I am well on my way