I used my library for a while, but it's complicated to use and requires a lot of effort compared to the level of interest I have for locating titles. I have Kindle Unlimited and Scribd subscriptions and am mostly (but not always) covered by those two sources.
I have two library cards, one for my local
library and one for a regional "
collaborative". The local one is complicated to use; the other one requires me to apply (and pay) in person for a non-resident card. My card expired during the pandemic restrictions, when the library was closed to in person visitors, and I have not ventured back to update it. I expect that eventually I will want a book that I can only find there, and then will make the effort to get my card renewed.