Interesting comments everyone...thanks.
For a Fictionwise order last night, I bought some multiformats that I got in .prc. But I bought some secured stuff in ereader .pdb format for the extra 5% discount. Then I used the ereader2html python script to convert them to html and then mobipocket creator to turn to mobi. Worked great and took only a few minutes per book. I wanted the extra micropay discount cuz I went ahead and placed a $103 so between regular micropay, ereader micropay, $100 order extra micropay, I ended up with $20 micropay plus the $15 I bought to hit the $100 mark. So I have $35 micropay right now. So I think I'm getting the hang of fictionwise.