#3 can be edited down:
#3) The Find
Thirty-two-year-old cleaning lady, Phoebe Jackson, is going down fast. She had to quit college when her husband left her. She works a twelve-hour graveyard shift at a mobster-frequented health club. Every month is a struggle just to make rent. The last straw is when her youngest daughter becomes desperately ill and Phoebe can’t afford health insurance.
That’s why finding a bejeweled Rolex in one of the mobsters’ lockers has her deciding to pawn it.
But the watch is a fake and the mobster finds out she took it.
i do think you needs one better last line. What happens when she finds the watch is a fake etc?