Originally Posted by auspex
Not really. I've been using Virgin Mobile. I think Koodo has the same system. You buy a phone on "the tab" - and they don't actually make you pay for it up front. They deduct 10% of your bill from the value of the phone every month, and if you need a new phone before the tab reaches zero, you have to pay the difference (I did).
But, auspex, that "deduction" from the tab, it isn't free
. If there was no "tab" system whatsoever, but we had an option of pure "BYO phone", the service should be cheaper, no?
And that is what I said, I found no service where they offer a "sim-only" discount
. None of them tells us "it costs X dollars with phone purchase plan, Y dollars if you bring your own phone".