Push-ups (press-ups?) and sit-ups every day, (you don't need a lot of 'em, but you do need them if you want to get rid of the belly,) plus walking 4-8km at least every other day with at least half of that uphill at a good clip. I started at 103kg at the end of July. I've dropped 17.6kg, can now run up 12 flights of stairs (then I collapse gasping for air with my legs on fire,) and dropped my waist size from a 40 to a 34 and still going down. Not only can I now see my toes again, I can even see my.... my... my.... ankles!