Just a clarification...
Personally insulting someone isn't allowed or tolerated. A personal insult would be along the lines of:
"X is an idiot because he bought an iPad."
Bigotry, insulting a class of people (race, purchasers of a product or product line, people that listen to a certain type of music, people that like a certain type of food, etc.) does personally insult people. Saying:
"Everyone that bought an iPad is an idiot"
Is also personally insulting. MR's guidelines make no distinctions between the two.
This warning and the previous warning was directed at any and all forms of insults and rudeness. Stop it now... we close too many threads due to this violation.