Originally Posted by tompe
Why? I don't see how there is a difference in encouragment here.
Because it lowers the economic (& criminal) risk for the buyer. This means there will be more potential buyers and a higher potential resale price.
More potential buyers because the buyers no longer have to worry about repossession by the original buyer.
Higher resale price because the price is not depressed by the possibility of having to give the property back & lose what was paid.