Thanks, Fbone. I decided to go with Brooklyn since they have quite a few titles I'm interested in and can't get locally. Their system permits the whole sign-up process to be done online. Once I submitted my application, they emailed me that my account would become active 3 days after receipt of my State I.D. and payment of the 'fine'.
After I submitted that info, my account was activated in about 10 minutes
It appears that I have full privileges, but of course I'll only be accessing their digital media catalog.
Appreciate all the info you've provided us in this thread.