SD is the deal breaker.
Look at it this way friends.
If they are going to screw you on the SD slot, then of course they will screw you on the memory partition, the amount of memory and every other thing they can think of to corral you up in the f***ing cloud and do those things we usually think of UFO types doing to humans they encounter and take away for a while.
Talk to my buddy, the old pilot, in "Independence Day." He can tell you...