Ah, my narrow-minded friend, as I said earlier, there is more to NFC than payment terminals. And the fact that the US is behind the curve here, doesn't mean it's not useful.
Make no mistake, when the iphone eventually has NFC, it will be the greatest thing ever, and we will come back to this article about the "so what" and laugh our [beep] off.
Your phone has NFC; why don't you buy a handful of NFC tags and give it a try? It will open your eyes.