I had good luck with this as well. I applied for the card and purchased the 505 as a group gift for my sister in law. I was really hoping not to have to eat the $100 that was not part of the split up of the cost. I got the credit prior to having to pay the bill so all was good. It did help that I had 0% financing for a few months but the credit did come very quickly. My sister in law loves her 505 and I was glad that she did not go to the dark side (Kindle) like my father!