I am happy to hear that she will not, in fact, marry Mr. V. I find him tedious and annoying.
SPOILER ALERT - yes, I agree about Charles but he actually comes off better when Lucy dumps him. She seems petulant and immature and he responds with dignity and grace.
I actually find Lucy pretty immature through a lot of the story. She strikes me as being only about 16 or 17. Honestly the women in this story as a whole seem kind of immature. I wonder if that is a comment on the way Victorian Society stiffled growth in women or if Forrester just didn't like 'em all that much.